Corda transaction basic questions - corda

I have some basic questions about Corda's transaction functionality:
For transactions between alice & bob, does bob have to manually sign/verify the transaction or does bob's node automatically sign for it?
If I am transacting with a bank that is on your platform, like HSBC, and I withdraw funds, would the funds go directly into my HSBC bank account?
From what I've learnt so far, is that Corda's notary service acts as a TTP; however, what if I don't trust Corda's notary service and want a consensus mechanism that isn't reliant on any authority?

Nodes don't have to sign transactions manually, signing happens in the context of the flows written in the CordDapp, the CorDapps are installed in the node.
That would depend on the scope of the implementation. If the central bank is issuing the currency on Corda (something like CBDC), then with the new account functionality, yes that is a possibility.
A notary is just a general Corda node with some extra responsibility for preventing double-spending. You cannot really remove the notary altogether, but yes the consensus in notary cluster is pluggable. You could choose a different consensus algorith. Refer here for more details: https://docs.corda.net/key-concepts-notaries.html#consensus-algorithms

Related

Does Corda node support the concept of an organization and users in the organization?

Does Corda node support the concept of an organization and users in the organization? The ORG user must have visibility to transactions of the node. And is it possible to add users within this Organization who can be part of selected transactions?
Yes, you can do it with Corda. I see two ways:
Use the Account library. Accounts are "logical" entities, i.e. subset of the node's vault. An ORG can be the Corda node and the users can be accounts owned by the node, which has complete visibility of the transactions. You can add as many accounts as you want. Note that an account only has public keys, the private keys are owned by the Corda node owner of the accounts. The flows are effectively ran by the Corda node, not by the Account themselves who are just effectively states that only have a name and a set of public keys (but not a X.509 identity, so they are not registered to the network. Only the Corda node is). A typical use case of this is a Group Company X (i.e the Corda node) who owns some Subsidiary Companies (its accounts). More info: https://training.corda.net/libraries/accounts-lib/ and https://github.com/corda/accounts/blob/master/docs.md
Use the Business Network Membership: https://docs.corda.net/docs/corda-os/4.8/business-network-membership.html. In this case you have different Corda nodes connected to the same network, and a subset of these node share a "logical" network, which is made at application level in which you can set the roles and memberships. In pratice, this is a cordapp shared between them where there are states that identify an organization and its rules.
These two above are ways to effectively create "organizations". In Corda then you also have the Observer parties, who are parties that just want to be notified of some transactions without effectively be part of them.

Corda - In a Corda network, how do participating companies handle customer interaction and identities on the ledger?

If a group of companies want to create a loyalty token scheme via a Corda network, how do they enable customers to be able to receive or spend loyalty tokens via any of the participating company channels?
For example, Alice earns 100 tokens from Company X's shopping app for being a loyal customer. The record of Alice's balance is captured on the Corda ledger via Company X's Corda node. Alice then wants to spend these tokens on Company Y's shopping app.
How is Alice identified on the Corda network?
How can this be achieved so that only Alice has the power to spend her tokens (i.e. the participating companies cannot edit her balance without her consent.)?
I'm thinking this could be achieved if customers had their own key pair and needed their private key to transact. Is this currently possible on Corda or is it on the roadmap?
Hi this is now possible with accounts-sdk released with Corda 4.3.
So you could now have multiple companies host their customers on their nodes as accounts and have loyalty tokens issued to them. So accounts feature can be integrated with tokens feature.
To your question regarding, How can this be achieved so that only Alice has the power to spend her tokens, tokens sdk makes sure that only the current holder/owner of the token has the right to spend the tokens.
Your last question
I'm thinking this could be achieved if customers had their own key pair and needed their private key to transact. Is this currently possible on Corda or is it on the roadmap?
As I mentioned above that the companies can have their customers represented as accounts on their nodes. But please note that as of now, accounts are not true identities, i.e. they do not have any certificate issued by the doorman. They use anonymous identities to transact with each other. But yes, there is a plan where accounts will be able to move these key pairs outside of the node and effectively own their own private keys.

Asset tokenization on Corda

Is there an example for issuing and transferring tokens (fungible assets) on Corda?
Can someone please sketch at high-level how this would work?
I am especially interested in the following aspects:
How does Corda prove that a party owns the tokens (representing cash or securities)?
Can we keep transactions private? Especially:
Only sender and receiver know that transaction took place and with which amount.
Receiver doesn't see the total balance of the sender.
Sender doesn't see the total balance of the receiver.
By tokens I assume you are referring to fungible assets (one token is the same as another token). In corda this is modeled using contracts - the contract defines the token/assets behavior. For an example of this you can see cash here https://github.com/corda/corda/blob/master/finance/src/main/kotlin/net/corda/finance/contracts/asset/Cash.kt.
To prove a party owns the tokens corda uses notaries. Each state (an instance of a token - defined in the tokens contract) is checked for validity by the notary, which is done by simply running your contract verification code. You can simply have an ownedBy field for each token state as is done with cash, and require in the contract verification code that the party that put in the cash state owns this cash.
In terns of keeping transactions private, I recommend you take a look at using the swap identities flow. essentially for each transaction a new public/private key pair is generated only known by the parties involved - see https://docs.corda.net/api-identity.html#confidential-identities.
Hopefully this answers your questions/sets you on the right path

Corda for Digital Identites?

Hi is Corda a recommended platform for Digital Identity? For a use-case of Account based-Certification. (i.e. i as a user store my certificates/Identity on the ledger and access it via a password/key where i would go through a node, at the same time to allow a specified certificate only to be seen by a specified party. Where the control is on the user/account level and not a node level. Which means i could specify which certificate/identities i would want to allow another organisation to access)
for blockchain technologies I understand that the data is duplicated across all nodes as long as the user have the key the user can access his own data even if the node is a newly joined node to the network.
As i understand also Corda doesn't support multiple identities on a single node as it is node basis. What will be the approach for this case using Corda platform?
first of all - Corda is not like Ethereum, Fabric and any other blockchain where all nodes store same common state. In Corda network nodes store only transactions and states they were participating in or observing. So its more peer-to-peer rather than broadcast.
Check here for more details:
https://docs.corda.net/key-concepts-ledger.html
From this perspective Corda is probably not the best candidate for public Identity network.
For solution about self-sovereign identity management I would recommend to have a look at something like Sovrin(Indy). You can use it to build app on top of the platform. Or just learn their design ;)
Corda may have sense in Identity context if there are different organisations and they exchange its members identity info for some reason. Then node will be Identity Manager and store info about people who gave it its credentials of any kind. So Identity will be mere state here, I think. Corda itself will play transport and storage role. Not a blockchain-style decentralized way at all but may be useful in some cases.

Can one single Corda node support multiple parties/accounts?

Just wonder if a single Corda node can support multiple accounts like Bitcoin does.
A related open question I found on discourse https://discourse.corda.net/t/can-you-have-a-corda-identity-adress-without-running-a-node/1298
From Peter FroystadFroystadP6d
Does Corda support multiple people having accounts/addresses on the network without running a Corda node?
Similar to how Bitcoin allow people to own coins with a private key, but not running a full node?
In the financial world, this would correspond to people having an account in the bank, and they would share facts on a 1-1 basis with their bank regarding their dealings. These customers wouldn't run a peer node however. But they would want a service similar to a Bitcoin wallet that would allow them to access their dealings with the bank
Corda is designed for varied institutions which are not all banks, so it doesn't have a direct concept of "account" like Bitcoin does. If you want to implement customer accounts on top of Corda you need to track the balances yourself and use Corda for inter-institutional transfers. Corda's ability to easily integrate with SQL databases and MQ makes that kind of integration quite easy though.
If you're asking about multiple identities on a single node, so one machine can do both legal entity A and B at once, the answer is: we're working on it.
It is now possible with Corda 4.3 and the new Accounts SDK
https://github.com/corda/accounts
However, it is not a simple drop in replacement for Party and requires changes to an existing cordapp and implementing several parts of the business logic of what you might consider an "account" or "wallet".
According to the blog post by Mike Hearn: https://discourse.corda.net/t/mobile-consumer-payment-experiences-with-corda-on-ledger-cash/966
Note that your balance in this scheme is simply your bank balance. There are no separate wallets.
It looks to me running multiple accounts/parties on a single node is not supported in the moment. Yet, we may expect the support realized in Phase 2 Bitcoin SPV wallet mode.
In phase two this is extended to support a model more like Bitcoin SPV, whereby the sending device manages its own private keys and transaction data. It thus becomes a true wallet app.

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