How to dynamically create a search query based on a set of quoted strings in MarkLogic - xquery

Question

I have the following query, where i want to form a string of values from a list and i want to use that comma separated string as an or-query but it does not give any result, however when i return just the concatenated string it gives the exact value needed for the query.
The query is as follows:
xquery version "1.0-ml";
declare namespace html = "http://www.w3.org/1999/xhtml";
declare variable $docURI as xs:string external ;
declare variable $orQuery as xs:string external ;
let $tags :=
<tags>
<tag>"credit"</tag>
<tag>"bank"</tag>
<tag>"private banking"</tag>
</tags>
let $docURI := "/2012-10-22_CSGN.VX_(Citi)_Credit_Suisse_(CSGN.VX)__Model_Update.61198869.xml"
let $orQuery := (string-join($tags/tag, ','))
for $x in cts:search(doc($docURI)/doc/Content/Section/Paragraph, cts:or-query(($orQuery)))
let $r := cts:highlight($x, cts:or-query($orQuery), <b>{$cts:text}</b>)
return <result>{$r}</result>
The exact query that i want to run is :
cts:search(doc($docURI)/doc/Content/Section/Paragraph, cts:or-query(("credit","bank","private banking")))
and when i do
return (string-join($tags/tag, ','))
it gives me exactly what i require
"credit","bank","private banking"
But why does it not return any result in or-query?

Answer 1

The string-join step should not need to be string-join. That passes in a literal string. In xQuery, sequences are your friend.
I think you want to do something like this:
let $tags-to-search := ($tags/tag/text()!replace(., '^"|"$', '') ) (: a sequence of tags :)
cts:search(doc($docURI)/doc/Content/Section/Paragraph, cts:word-query($tags-to-search))
cts:word-query is the default query used for parameter 2 of search if you pass in a string. cts:word query also returns matches for any items in a sequence if presented with that.
https://docs.marklogic.com/cts:word-query
EDIT: Added the replace step for the quotes as suggested by Abel. This is specific to the data as presented by the original question. The overall approach remains the same.

Answer 2

Maybe do you need something like this
let $orQuery := for $tag in $tags/tag return cts:word-query($tag)

Answer 3

I used fn:tokenize instead it worked perfectly for my usecase
its because i was trying to pass these arguments from java using XCC api and it would not return anything with string values
xquery version "1.0-ml";
declare namespace html = "http://www.w3.org/1999/xhtml";
declare variable $docURI as xs:string external ;
declare variable $orQuery as xs:string external ;
let $input := "credit,bank"
let $tokens := fn:tokenize($input, ",")
let $docURI := "2012-11-19 0005.HK (Citi) HSBC Holdings Plc (0005.HK)_ Model Update.61503613.pdf"
for $x in cts:search(fn:doc($docURI), cts:or-query(($tokens)))
let $r := cts:highlight($x, cts:or-query(($tokens)), <b>{$cts:text}</b>)
return <result>{$r}</result>